Credit Repair Tips »

Jason Hall EZ Credit Repair
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Credit Score Composition »

What Makes Up a Credit Score?
Your credit score is determined by an algorithm developed by the Fair Issue Corporation (hence its other name of FICO score). Three corporations, called “credit bureaus”, specialize in collecting and reporting on financial histories. Those three companies are Equifax, Experian and TransUnion. While, the exact formula used to calculate your [...]

This is what I do when not fixing credit. »

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Latest testimonial from Loan Officer on our Credit Repair »

Credit repair works
This testimonial on how effective our credit repair is because we include Rapid Rescoring and Inquiry removal.  Only deleting negative items is not an effective repair.  You have to address all 5 factors that affect a credit score.
Jason Hall
Board Certified Credit Expert

EZ Credit Repair, LLC
Toll Free Phone - (866) 979-1099 x204
Phone - [...]

Cheat Sheet For Obtaining Great Credit Scores »

FICO released some of their secrets to their scoring models back in 2000. Most people don’t take the time to understand what they really mean and how they affect their credit.
So I’m giving you the cheat sheet, and hope that you follow these simple rules.
1. If you carry a [...]

Jason Hall @ EZ Credit Repair Testimonial »

For a complete list of our audio testimonials, go to My Blog
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Credit Repair..Beware »

I have many clients that come to me that have tried other “credit repair” companies with little or no success after months. I’ve done a lot of research on them and have this to share..
When seeking a company to work with, find out upfront how they dispute the negative items. One thing to [...]

Daily Credit Repair »

I’ve been following a great website that offers alot of good, free information called Credit Karma . The benefit to this site is not only the free information, but also access to a truly free credit score. No credit/debit card info requested.
You can also track changes to your score each time that you [...]

Credit Education »

Defining Rapid Rescoring

I have daily conversations with clients regarding Rapid Rescoring.  There are assumptions that Rapid Rescoring is the fix-all for accounts with documentation of correction.

For example..a letter from a creditor stating a late payment is reporting in error, is not an account that can Rapid Rescored.

A “balance letter” stating a balance at or below [...]

Beast of Burden »

Yesterday I presented my company to a group of loan officers and brokers, and I opened with a simple question.  I asked what their opinion of “credit repair” was, and what was their understanding of the process.

There were some blank stares, and after a few moments a hand went up, and the gentleman gave his [...]